Welcome to AI Insight (“Company,” “we,” “our,” or “us”). These Terms and Conditions govern your access to and use of our website, services, and digital products, including AI-generated eBooks. By accessing or using our website or services, you agree to comply with these Terms and Conditions and all applicable laws and regulations. If you do not agree to these terms, please do not use our website or services.

1. Acceptance of Terms

By accessing or using our website (including mobile versions) and purchasing or downloading our products, you agree to these Terms and Conditions, which may be updated or amended by us at any time. We will provide notice of any significant changes on our website or via email.

2. User Eligibility

To use our website and services, you must:

Be legally capable of entering into binding contracts in the jurisdiction where you reside.

By using our services, you represent and warrant that you meet these eligibility requirements.

3. Account Creation and Security

In order to access certain features or services (e.g., purchasing, downloading eBooks, or using AI-powered tools), you may need to create an account. When creating an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You must immediately notify us if you become aware of any unauthorized use of your account.

4. License to Use Content

A. AI-Generated Content

Upon purchasing or downloading AI-generated eBooks or other content, you receive a limited, non-exclusive, non-transferable license to view and use the content for personal, non-commercial purposes. You may not resell, redistribute, or otherwise use the content for commercial purposes unless explicitly granted permission by us.

B. Restrictions

You may not:

Reverse-engineer, decompile, or disassemble our AI algorithms or services

Modify, adapt, or create derivative works based on the content without prior consent

Use our content or services for illegal or unauthorized purposes

5. Purchase and Payment

A. Product Pricing

All prices for our eBooks and services are listed on the website and are subject to change at any time without notice. The price you pay will be the one listed at the time of your purchase.

B. Payment Methods

We accept payment through multiple payment methods. By providing your payment information, you authorize us to charge your selected payment method for any purchases made.

C. Subscription Services

If you subscribe to any ongoing services, you agree to pay the subscription fee at the intervals specified (monthly, yearly, etc.). Subscriptions may be canceled at any time through your account settings or by contacting customer support.

6. Refund and Cancellation Policy

A. Digital Products

Due to the nature of digital products, all sales are final. We do not offer refunds on digital content once it has been downloaded or accessed.

B. Subscription Cancellations

You may cancel any subscription service at any time before the next billing cycle. If you cancel, you will continue to have access to the service until the end of the current billing period.

C. Exceptions

Refunds may be issued at our sole discretion if there is an issue with the quality of the product, unauthorized transactions, or other valid circumstances.

7. Use of AI Services

A. AI-Generated Content

Our AI services generate content based on your inputs. While we strive for high-quality output, we cannot guarantee the accuracy, relevance, or legality of the content generated. You are responsible for reviewing AI-generated content before use.

B. Ethical Use

You agree not to use our AI services to generate content that is:

Offensive, harmful, or abusive

In violation of any applicable laws or regulations

Infringing on the intellectual property rights of others

8. Intellectual Property Rights

A. Ownership

We own all rights, title, and interest in and to the website, services, AI algorithms, and any content created or provided through our platform, unless otherwise stated. All content, including AI-generated eBooks, is protected by copyright, trademark, and other intellectual property laws.

B. User-Generated Content

If you submit feedback, suggestions, or other content to us, you grant us a worldwide, royalty-free, perpetual, and irrevocable license to use, modify, and distribute such content.

9. Prohibited Activities

You agree not to engage in any of the following activities:

Violating the terms of this Agreement or any applicable law

Attempting to gain unauthorized access to our website or services

Distributing malicious software, viruses, or other harmful content

Interfering with the operation of our website or services

Engaging in any activity that may harm or disrupt our services or reputation

10. Termination

We reserve the right to suspend or terminate your access to our website and services at our sole discretion, with or without notice, for violations of these Terms and Conditions or for any other reason deemed appropriate. Upon termination, you must immediately cease using our services and destroy any content obtained from us.

11. Disclaimers and Limitation of Liability

A. Disclaimer of Warranties

Our services are provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website or services will be error-free, uninterrupted, or free of viruses or other harmful components.

B. Limitation of Liability

In no event shall we be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or goodwill, arising out of or in connection with your use of our website or services, even if we have been advised of the possibility of such damages.

Our total liability, if any, will not exceed the amount you paid to us for the specific product or service giving rise to the claim.

12. Indemnification

You agree to indemnify, defend, and hold harmless AI Insight, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, or expenses (including attorneys’ fees) arising out of or in connection with your use of our website or services, your violation of these Terms and Conditions, or your infringement of any third-party rights.

13. Privacy

Your use of our website and services is also governed by our Privacy Policy, which can be found on our website. Please review it to understand how we collect and use your personal information.

14. Governing Law and Dispute Resolution

These Terms and Conditions shall be governed by and construed in accordance with the laws. Any disputes arising out of or in connection with these Terms and Conditions shall be resolved through binding arbitration, and you agree to submit to the exclusive jurisdiction of the courts.

15. Miscellaneous

A. Entire Agreement

These Terms and Conditions, along with our Privacy Policy and any other policies or agreements referenced herein, constitute the entire agreement between you and us with respect to your use of our website and services.

B. Severability

If any provision of these Terms and Conditions is deemed invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

C. Waiver

Our failure to enforce any right or provision of these Terms and Conditions shall not be deemed a waiver of such right or provision.

D. Assignment

We may assign or transfer our rights and obligations under these Terms and Conditions to any third party without notice to you. You may not assign or transfer your rights under these Terms and Conditions without our prior written consent.